Credit repair done the careful way.

White Jacobs & Associates helps people challenge inaccurate, outdated or unverifiable items on their credit reports. Every file gets a dedicated credit expert, in-house research and attorney supervision.

Call (972) 231-0452 See how it works

Talk to a real person

Call us and a credit expert will walk through your situation and explain what we can and cannot do.

(972) 231-0452

200 Chisholm Pl #250, Plano, TX 75075

What we do

Four strategies. One stronger credit profile.

Stronger credit takes more than deleting a few errors. Our program combines these four parts into a plan built around your goal.

Removing negative items

We challenge inaccurate, outdated or unverifiable items with the bureaus and creditors, as the law allows.

Adding positive credit

We coach you on building healthy positive history so your profile improves from both directions.

Hands-on education

Your credit expert teaches you how scores work and how to protect your progress long term.

Mortgage-ready coordination

Planning to buy a home? We help organize your credit with that goal in mind.

Our process

A four-round process that builds on itself.

Many credit repair companies send the same dispute letter over and over. We do the opposite. Every round builds on the one before it, and every response informs the next step.

Review. We go through your credit reports with you and identify what to challenge.
Investigate. Our in-house research team looks into each item at the source.
Dispute. Challenges are sent in four strategic rounds under attorney supervision.
Build. We guide you on positive credit and keep you informed at every stage.

Your own credit expert

One person who knows your file, your goals and your timeline. Same contact, same phone number.

Attorney supervision

White Jacobs & Associates partners with The Garcia Law Firm to oversee our credit restoration process.

In-house research

Our investigative research team works from our office in Plano, Texas.

Who we help

Bad credit can happen to anyone.

Job loss, medical bills, divorce, a family loss or a business that did not work out can all damage credit. We work with people dealing with late or missed payments, collections, charge-offs, repossessions, foreclosures, identity theft and reporting errors.

Honest expectations. We are a remote service delivered from Plano, Texas for eligible residents of most states. Credit outcomes vary and no specific result is guaranteed. You can always get your credit report information directly from the credit bureaus at no cost.

Ready for professional help? Just reach out.

We never judge. Call, text or use the chat on this page and a credit expert will get back to you during business hours.

When you contact us by phone, text or chat and give us your mobile number, you consent to receive text messages from White Jacobs & Associates about your account and service. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help. See our SMS Terms.

White Jacobs & Associates

200 Chisholm Pl #250
Plano, TX 75075

Phone: (972) 231-0452

Website: whitejacobs1.online